Last reviewed and updated: May 11, 2026
These Terms of Use (these "Terms") govern your access to and use of davidnaumannlaw.com (the "Site"), operated by David Naumann & Associates (the "Firm"). Read these Terms together with our Legal Disclaimer and Privacy Policy, which are incorporated by reference. To the extent any provision of those documents conflicts with these Terms, the provision that is more protective of the Firm controls.
1. Acceptance
By accessing, browsing, or otherwise using the Site in any way — including by viewing a single page or following a link from a search engine — you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Site. If you are using the Site on behalf of an organization, you represent that you have authority to bind that organization, and "you" includes both you and that organization.
2. Permitted use
The Site is made available for your personal, non-commercial, informational use only — to learn about the Firm, to review information about the Firm's practice areas, to read educational content, and to find contact information. Subject to these Terms, the Firm grants you a limited, revocable, non-exclusive, non-transferable license to access and view the Site for that purpose.
You agree that you will not:
- copy, scrape, mirror, frame, harvest, crawl beyond what is permitted by robots.txt, or systematically download any portion of the Site;
- use the Site or its content for any commercial purpose, including republication, redistribution, training of machine-learning or generative-AI models, or competitive intelligence, without the Firm's prior written consent;
- reverse-engineer, decompile, or attempt to extract source code from the Site;
- use automated tools (bots, scrapers, headless browsers, AI agents) to access the Site in a way that imposes an unreasonable load on the Firm's infrastructure or that circumvents access controls;
- attempt to interfere with, disrupt, or compromise the security or integrity of the Site;
- use the Site to transmit unsolicited communications, malware, viruses, or any content that is unlawful, defamatory, harassing, infringing, obscene, or that violates the rights of others;
- impersonate any person or misrepresent your affiliation with any person or organization; or
- use the Site in violation of any applicable law, court order, or regulation.
3. Intellectual property
All text, photographs, illustrations, logos, page designs, source code, look and feel, video, audio, graphics, schema data, and other content on the Site (collectively, the "Content") is owned by the Firm or used with permission and is protected by United States and international copyright, trademark, trade-dress, and other intellectual-property laws. "David Naumann & Associates," the Firm's logo, and the Firm's distinctive page designs are trademarks and trade dress of the Firm.
You may view, save, and print individual pages for your personal reference. Any other use — including reproduction, modification, distribution, public display, public performance, republication, or creation of derivative works — requires the Firm's prior written consent. Nothing on the Site grants you any license to any trademark, copyright, or other intellectual-property right by implication, estoppel, or otherwise.
4. No legal advice
The information on this Site is general in nature and is not legal advice. Laws change, and the application of any law to a specific situation depends on facts that cannot be analyzed through a website. Do not act, or refrain from acting, on anything you read here without consulting a qualified attorney about your particular situation. See the Legal Disclaimer for the full no-legal-advice notice.
5. No attorney-client relationship
Visiting the Site, reading content here, sending an email, leaving a voicemail, or making an initial telephone inquiry does not by itself create an attorney-client relationship. The Firm represents only those clients who have signed a written engagement agreement and whom the Firm has confirmed in writing it has accepted. Until both of those steps have occurred, please do not send confidential or time-sensitive information to the Firm. Anything you send before an engagement agreement is in place may not be protected by attorney-client privilege. See the Legal Disclaimer for the full notice.
6. Past results
Case results, settlement amounts, verdicts, dismissals, and representative-matter descriptions on the Site are based on the specific facts of those cases. Past results do not predict, guarantee, or warrant similar results in any future matter. The choice of a lawyer is an important decision and should not be based solely on advertising, written information, or testimonials. See the Legal Disclaimer for the full past-results notice required by Missouri Rule 4-7.1.
7. Disclaimer of warranties
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, THE FIRM DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
The Firm does not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components. Information on the Site is provided in good faith but may contain errors, may be out of date, or may not reflect the most recent legal developments. You access and use the Site at your own risk.
8. Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE FIRM, ITS ATTORNEYS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES — INCLUDING WITHOUT LIMITATION DAMAGES FOR LOST PROFITS, LOST DATA, LOST OPPORTUNITY, BUSINESS INTERRUPTION, OR LOSS OF GOODWILL — ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF THE SITE OR YOUR RELIANCE ON ANY CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE FIRM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
To the fullest extent permitted by law, the Firm's total aggregate liability arising out of or relating to the Site or these Terms shall not exceed the greater of (a) one hundred dollars (US$100) or (b) the amount you have paid to the Firm in connection with your use of the Site in the twelve months preceding the event giving rise to the claim — which, for Site users who are not paying clients, is zero. The limitations in this Section are an essential basis of the bargain between you and the Firm and apply even if a remedy is found to fail of its essential purpose.
9. Indemnification
To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless the Firm and its attorneys, employees, agents, contractors, and licensors from and against any and all claims, demands, losses, damages, liabilities, judgments, settlements, costs, and expenses (including reasonable attorneys' fees and costs) arising out of or relating to (a) your access to or use of the Site, (b) your violation of these Terms, (c) your violation of any law or the rights of any third party, or (d) any content you submit, post, or transmit through the Site.
10. Third-party links
The Site may link to websites operated by others — including government resources, court websites, statute repositories, news outlets, review platforms, and professional associations. The Firm does not control those sites and is not responsible for their content, accuracy, privacy practices, or terms. Links are provided for your convenience only. Your use of any third-party site is at your own risk and is governed by that site's own terms.
11. Termination
The Firm may, in its sole discretion and at any time, with or without notice, suspend or terminate your access to all or any portion of the Site — including by blocking your IP address or device — for any reason or no reason, including for actual or suspected violation of these Terms. Sections that by their nature should survive termination (including Sections 3, 4, 5, 6, 7, 8, 9, 10, 12, 13, 14, 15, 17, 18, 19, 20, and 21) shall survive.
12. Jurisdictional limits
The Firm is licensed to practice law only in the State of Missouri. Information on this Site may not be applicable in other jurisdictions. The Firm does not seek to represent anyone based solely on a visit to the Site in a state or jurisdiction in which the Site fails to comply with all applicable rules of professional conduct. See the Legal Disclaimer for the full jurisdictional-limitation notice.
13. Governing law and venue
These Terms, and any dispute arising out of or relating to these Terms or the Site, are governed by the laws of the State of Missouri, without regard to conflict-of-laws principles. You and the Firm agree that any action arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in St. Louis County, Missouri, and you irrevocably consent to the personal jurisdiction and venue of those courts.
14. Severability
If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid provision shall be modified only to the extent necessary to make it enforceable while preserving its intent.
15. Entire agreement
These Terms, together with the Legal Disclaimer and Privacy Policy, constitute the entire agreement between you and the Firm regarding your use of the Site and supersede all prior or contemporaneous understandings, communications, and proposals (whether oral, written, or electronic) between you and the Firm regarding the Site. These Terms do not constitute an engagement agreement for legal services; representation is established only by a separate written engagement letter.
16. No waiver
The Firm's failure to enforce any right or provision of these Terms is not a waiver of that right or provision. No waiver of any breach or default shall be a waiver of any subsequent breach or default. Any waiver must be in a writing signed by the Firm to be effective.
17. Assignment
You may not assign, transfer, sublicense, or delegate these Terms or any of your rights or obligations under them, by operation of law or otherwise, without the Firm's prior written consent. Any attempted assignment in violation of this Section is void. The Firm may freely assign or transfer these Terms without restriction.
18. Force majeure
The Firm will not be liable for any failure or delay in performance under these Terms caused by events beyond its reasonable control — including without limitation acts of God, natural disasters, pandemics, public-health emergencies, internet or telecommunications failures, hosting-provider outages, governmental action, civil unrest, or labor disputes.
19. Reservation of rights
All rights not expressly granted to you in these Terms are reserved by the Firm.
20. Changes to these Terms
The Firm may update these Terms from time to time without prior notice. The "Last reviewed and updated" date at the top of the page reflects the most recent revision. Material changes will be reflected on this page, and your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. You are responsible for reviewing these Terms periodically.
21. Headings; interpretation
Section headings are for convenience only and do not affect the meaning or interpretation of these Terms. The words "include," "includes," and "including" are not limiting. References to "or" are not exclusive.
22. Contact
Questions about these Terms can be directed to:
David Naumann & Associates
580 N. U.S. Highway 67, Suite 4
Florissant, MO 63031
Phone: (314) 831-9350
Fax: 314·831·5809
Email: d_naumannlaw@msn.com
Last reviewed and updated: May 11, 2026 · David L. Naumann, Missouri Bar.